Margaret Ellison, advisor (synthetic persona)Senior advisor, founder and executive practice, New YorkAbout $820M across 183 households; four relationships above $50M; 7 of those households are in this prototypeWho's who

Registered representative conduct

Conduct. The registered representative conduct desk: outside business activities and private securities transactions, from what was actually written.

Agent read or preparedYou decide or sendClient said or holds

Conduct · ran day -2, 06:30

I read 5 captured messages on email for Margaret Ellison against 0 rules. Nothing fired and nothing fell under a confidence floor.

Read a policy into this desk

How I got there

1. AgentRead 5 captured messages on emailCadence: weekly.
2. AgentApplied 1 rulesUndisclosed outside business activity signal
3. AgentRaised what fired and what I was not sure ofA rule under its confidence floor reaches a person even when it clears.
4. YouLeft every disposition to a personI never clear my own findings.

Outside business activities and private securities transactions, read from the captured corpus, where the firm has switched the rule on.

Reads: Every captured email and message, and every note before it goes to a client
Checks: Nothing yet: it has no rule switched on
Prepares: a finding for a person to decide
Runs: Once a week
Never: Never sends, never clears its own finding, and no advisor can switch it off or loosen it without a principal.
How: 0 rules, each a stated condition over facts computed from the book; under a rule's confidence floor, or without the source it needs, it asks a person rather than clears.
Built on: FINRA Rule 3270, Outside Business Activities; FINRA Rule 3280, Private Securities TransactionsNot yet in force: The SEC approved FINRA Rule 3290 on September 15, 2026 to replace both; it is not in force until FINRA announces an effective date.

Read a written policy into it

ClearRunningFINRA 3270FINRA 3280Weekly. Last run day -2, 06:30.

Rules this desk watches (1)

Each rule is data: a stated condition over facts computed from the book, the settings a layer may tighten, what the desk prepares when it fires, and the text it is built on with where that text stands in law today.

Undisclosed outside business activity signal

Note

FINRA · FINRA Rules 3270 and 3280

Fires when: it mentions outside business and not: an outside activity is disclosed
Prepares: a finding for a person to decide
Needs: Microsoft 365 mail and calendar
In law: Rules 3270 and 3280 are in force.Not yet in force: The SEC approved FINRA Rule 3290 on September 15, 2026 to replace both; it is not in force until FINRA announces an effective date.
Source: FINRA Rule 3270, Outside Business Activities; FINRA Rule 3280, Private Securities Transactions
Today: Nothing fired.

Change this rule

Findings it raised

None open.

Tune this desk for Margaret Ellison

Editing asA lower layer can only tighten; a refused change stays in the log.

AgentRegistered representative conduct

Conduct · The registered representative conduct desk: outside business activities and private securities transactions, from what was actually written.

Running

FINRA 3270FINRA 3280

Weekly. 1 rule, 1 evaluable with what is connected.

Undisclosed outside business activity signal

Why the desks are data, and what an advisor layer may change

Each desk is one entry in the agent catalog: the human team it mirrors, the authorities it applies, the rules it watches and its cadence. Adding a desk is adding an entry. An advisor's layer can switch a desk on, run it more often or give it another rule of its scope, and every change is an entry in the same change log the rules use, replayable to any past moment. It cannot switch a desk off, slow it down or take a rule away: the same tighten-only invariant the rule set has, enforced in the resolver and shown on the desk when an attempt is refused.

Teach this desk a policy

Paste or drop a written supervisory procedure. The reader turns each sentence that carries an obligation into a candidate rule in the same shape the engine runs, cited to the sentence. You add the ones that say what the firm meant; each is in force on the next sweep and lands in the change log in your name.

What the reader does

Keeps only sentences with an obligation: must, may not, is required.
Matches the facts the engines compute, by the words a policy uses for them.
Reads the number and the comparator beside each fact.
Takes severity from the verb: a prohibition blocks, a review flags.
Cites the rule the sentence cites, or the paragraph.

This is the deterministic reader. In production a model reads the sentence more freely; it still only proposes, and what it proposes is still this data.