Margaret Ellison, advisor (synthetic persona)Senior advisor, founder and executive practice, New YorkAbout $820M across 183 households; four relationships above $50M; 7 of those households are in this prototypeWho's who

Replay

Pick a finding. Relay folds the change log onto the baseline up to that moment, re-runs the rule on the facts it read then, and runs the same facts against the rules as they stand now.

Findings on file, 90 days

Reproduce exactly

Would come out differently today

Change-log entries replayed

Findings, newest first

When	Rule	Subject	Then	Now	Disposition
2026-09-23	Holdings drifted outside the stated profile	Thornbury	flag	flag	cleared
2026-09-20	Correspondence not reviewed under written supervisory procedures	Captured email, Desrosiers	flag	flag	cleared
2026-09-19	Retail communication crossing the pre-approval threshold	Client draft, 12 households	clear	clear	cleared
2026-09-17	Retail communication crossing the pre-approval threshold	Client draft, 7 households	clear	clear	cleared
2026-09-16	Performance or testimonial content in advisory-capacity material	Client draft, Thornbury	block	block	returned
2026-09-12	Performance or testimonial content in advisory-capacity material	Client draft, Renner	flag	block	returned
2026-09-11	Possible diminished capacity or financial exploitation	Okafor-Lind	flag	flag	blocked
2026-09-09	Retail communication crossing the pre-approval threshold	Client draft, 12 households	clear	clear	cleared
2026-09-08	Correspondence not reviewed under written supervisory procedures	Captured email, Castellanos	flag	flag	returned
2026-09-03	Retail communication crossing the pre-approval threshold	Client draft, 11 households	clear	clear	cleared
2026-09-02	Holdings drifted outside the stated profile	Thornbury	flag	flag	cleared
2026-08-30	Business conducted on an uncaptured channel	Record completeness, Thomas Reinholt	block	block	returned
2026-08-27	Undisclosed outside business activity signal	Captured email, Thornbury	rule off	rule off	cleared
2026-08-21	Possible diminished capacity or financial exploitation	Okafor-Lind	flag	flag	returned
2026-08-12	Holdings drifted outside the stated profile	Thornbury	flag	flag	cleared
2026-08-05	Undisclosed outside business activity signal	Captured email, Thornbury	rule off	rule off	cleared

h-001: Performance or testimonial content in advisory-capacity material, Client draft, Renner, 2026-09-12 10:15:00

As the rules stood then

Change log replayed to 2026-09-12 10:15:00

Verdict then: flag Recorded: flag. Reproduces

Client-facing text contains performance projection or testimonial content.

enabled: true
severity: flag

Disposition: returned by R. Okonkwo, Compliance Principal. “Projection language removed before release.”

The same facts, against the rules now

A different outcome today, and the entries below say why.

Verdict now: block

Client-facing text contains performance projection or testimonial content.

enabled: true
severity: block(was flag)

2026-09-14 R. Okonkwo, Compliance Principal, firm: severity flag to block. Dual registrant. Until the FINRA projections proposal is adopted we block projections in client-facing text rather than flagging them.

The facts the rule read, exactly as recorded

containsProjection: true(inferred, 80 percent)
containsTestimonial: false
channel: email
capacity: dual

Findings by rule, 90 days

Why this is reconstructed and not recalled

The rule set at any moment is the baseline plus the change-log entries dated on or before it; nothing else. So the rule that produced a past verdict is rebuilt from the log, the facts are the ones stored with the finding, and the engine is the same one that runs today. A finding that does not reproduce is reported, because it means the log or the record is incomplete, and that is a supervisory fact in its own right. The log is on Change log.