Pell household
Mass-affluent, Wealth Advice Center. Wealth Advice Center. $180K. Pooled coverage, contact-rate constrained, the calibrated-supervision test case.
C. Pell, 44. Liquidity covers 4 months of 6 wanted; single name none against the family's 10% rule. 2 opportunities are on the list.
Advice state against Liquidity, Longevity, Legacy
| Strategy | Funded | Target | Coverage | Driving assumption |
|---|---|---|---|---|
| Liquidity | 4 months | 6 months | 6 months of spending | |
| Longevity | $150K | $900K | Retirement at 67 | |
| Legacy | $0 | No goal | No stated legacy goal |
Holdings
| Holding | Value | Weight |
|---|---|---|
| Diversified core model | $160K | 89% |
| Cash | $20K | 11% |
IPS constraints and persons
- At most 10% in any one stock
- Keep 3 months of cash before locking money up
- Risk level at most 3 of 5
Persons (1): C. Pell, primary. Each person counts separately toward the retail-investor threshold.
People
- C. Pell, 44 (primary)
How to work with this client
- Channel: video
- Best time: After 6pm on weekdays
- Notes: brief
- Escalate unsigned forms after: 7 days
Contact history and team notes
- Video, 150 days ago: Onboarding call; set the 6-month cash target
- Callback queue, 6 days ago: C. Pell asked last week how much cash to keep on hand.
Open tasks
- Confirm the monthly spending figure (Advisor, due today)
- Schedule the annual check-in (Callback queue, due in 2 days)
Paperwork
- Address change confirmation
Service requests
- “Please update my mailing address.”
Documents this client's view is grounded in
Composite persona: built from
Money elsewhere, and the next conversation
Nothing on file says money is held elsewhere; wallet share reads as 100%. Wallet share
Next conversation: No contact for 150 days. Who to call