Vasquez-Hale household
Core affluent accumulator. $500K to $5M. $1.2M. Pending 401(k) rollover, first advisory relationship.
D. Vasquez-Hale, 41. Liquidity covers 8 months of 12 wanted; single name none against the family's 10% rule. 1 opportunity is on the list.
Advice state against Liquidity, Longevity, Legacy
| Strategy | Funded | Target | Coverage | Driving assumption |
|---|---|---|---|---|
| Liquidity | 8 months | 12 months | 12 months of spending | |
| Longevity | $1.05M | $3M | Retirement at 62 | |
| Legacy | $0 | No goal | No stated legacy goal |
Holdings
| Holding | Value | Weight |
|---|---|---|
| Diversified core model | $1.13M | 94% |
| Cash | $72K | 6% |
IPS constraints and persons
- At most 10% in any one stock
- Keep 6 months of cash before locking money up
- Risk level at most 4 of 5
Persons (1): D. Vasquez-Hale, primary. Each person counts separately toward the retail-investor threshold.
People
- D. Vasquez-Hale, 41 (primary)
How to work with this client
- Channel: email
- Best time: Lunchtime
- Notes: full
- Escalate unsigned forms after: 14 days
Contact history and team notes
- Email, 21 days ago: Sent the 401(k) rollover form for signature
- Client service associate, 1 days ago: Rollover form still unsigned; escalates to the branch supervisor after 14 days.
Open tasks
- Follow up on the rollover signature (Advisor, 2 days overdue)
- First annual plan review (Advisor, due in 30 days)
Paperwork
- 401(k) rollover form (21 days open)
- Advisory agreement
- Investment profile
- Rollover recommendation record (3 days open)
Service requests
- “What happens to my old 401(k) if I don't sign the form yet?”
Documents this client's view is grounded in
Composite persona: built from
Money elsewhere, and the next conversation
Wallet share 100% or less: $1.2M on the platform. Wallet share
Next conversation: Retirement plan at an employer: "401(k) rollover paperwork unsigned for 21 days". Who to call
Open opportunities
- 401(k) rollover paperwork unsigned for 21 days. Evidence